What Causes People to Lose Their SSDI Benefits?
Because of the strict requirements for eligibility, it can be difficult for you to get approved for Social Security Disability Insurance benefits without an experienced attorney on your side. However, just because you’re initially approved for benefits or approved after filing an appeal doesn’t mean you will receive benefits for the rest of your life. In fact, many recipients end up losing their benefits due to different circumstances.
Some of the most common reasons that could cause you to lose your SSDI benefits include:
Your condition improves to the point where it doesn’t interfere with your ability to work.
SSDI benefits are based on your ability to work. If your condition, whether it’s physical or mental, makes it difficult or impossible for you to do the work you did before, you should be eligible to receive benefits.
However, a change in your condition for the better, including new and more effective treatments, may mean that you’re once again capable of working. If that happens, you may lose your benefits.
The Social Security Administration periodically reviews the cases of all benefits recipients to determine whether they are still considered disabled. In most cases, the SSA’s criteria for determining continuing disability is less strict than its initial criteria to receive benefits, and most recipients continue receiving their checks after their cases are reviewed.
You return to work for any reason.
Even if your condition is still considered disabling, returning to work and engaging in what the SSA considers “substantial gainful activity” means that you may stop receiving benefits.
However, simply returning to work doesn’t necessarily mean your benefits will end. The SSA will review your employment and base its decision on how much income you earn. A monthly income of $1,090 or more is considered substantial gainful activity as of 2015 and may disqualify you from earning SSDI benefits.
One major exception to this rule is the SSA’s trial work period. This is a time period where people who are currently receiving SSDI benefits can briefly return to work to determine whether they’re successfully able to resume their prior duties or begin working a new job. During the trial work period, recipients can work and earn a paycheck for up to nine months before their benefits stop.
You reach retirement age.
Once you reach full retirement age—which is currently 65 in the United States—your disability benefits will stop, as the SSA doesn’t allow people to receive both SSDI and Social Security retirement benefits at the same time. Your SSDI monthly income will cease and instead switch to retirement benefits.
You are incarcerated or convicted of a felony.
Serious crimes that result in felony charges and a prison sentence may cause your benefits to cease temporarily or permanently.
At Matt Hardin Law, our Nashville Social Security Disability attorneys know how important your SSDI benefits are to you and your family. In fact, your monthly benefits may be your sole income—and if those benefits are stopped or reduced for any reason, it can be devastating for your family.
Our legal team can help you both file an appeal to receive benefits in the first place and also make sure that your benefits aren’t stopped for reasons other than you returning to work and earning a substantial income.
Don’t let the SSA deny or take away your livelihood without justification. Get in touch with our attorneys today by dialing (615) 200-1111 or completing a free online consultation form. It’s our goal to get you the money you deserve.