No two truck accidents are alike, but the consequences of truck accidents are often similar. Victims of truck accidents frequently suffer serious injuries that can put them in the hospital for days, weeks, or even months. And when they are released, they face huge medical bills and a future where they may be unable to do the work they did before they got hurt.
If you or someone you love was recently injured in a truck accident, you may be unsure of what your future holds and what you can expect in the coming days. At Matt Hardin Law, our Dickson truck accident lawyers know that this can be a confusing time for your family. That’s why we created this timeline of events that occur after most truck accidents, so that you can be prepared for what’s next.
Your top priority after a truck accident should be getting medical treatment for your injuries. Not only does seeing a doctor help reduce the chances of complications and rule out internal injuries, but it also aids your claim by providing you with a medical report. This official document describes your injuries in detail and can serve as valuable evidence for your claim.
To be eligible for compensation, you’re required to call your insurance company and report the accident. Most insurance companies have a time limit for when accidents can be reported, so it’s in your best interests to call and report the accident as soon as possible.
After you’ve reported the accident, you may be contacted by a representative from the insurance company. In many cases, you will be offered a settlement for your injuries, vehicular damage, and lost wages. It’s important that you don’t accept this initial settlement offer, as it is likely not enough to cover your entire expenses. Don’t accept or sign any documents or settlements until you’ve spoken with an attorney.
If your accident caused you to suffer injuries serious enough that they prevent you from working due to pain or disability, you’ll need to inform your employer and find out if you can arrange to do a different type of work. If you’re completely unable to do the work you did before your accident, you may lose your job. However, truck accident claims can include current and future lost wages as part of the settlement package.
One of your last and most important steps after a truck accident is to contact a qualified legal team. The Dickson truck accident lawyers at Matt Hardin Law know the unique challenges that truck accident victims face, and we’ll do everything in our power to protect you from the insurance company and build a claim designed to get you maximum compensation.
After our legal team has gathered evidence and built the strongest claim possible for your injuries, they will submit it to the insurance company along with a letter seeking a specific amount of damages designed to compensate you for things like medical bills, lost wages, pain and suffering, and more. At this point, you and your attorney will wait to hear back from the insurance company. If they accept the settlement offer, your claim will end. However, if they refuse the offer, we won’t hesitate to take them to court to get the money you deserve.
This brief roadmap can give you an idea of the events to come after a truck accident and how your claim proceed from the day of the truck accident until the day you get your compensation. If you have additional questions or need the help of one of our Dickson auto accident attorneys right now, contact us by dialing (615) 200-1111 or filling out a free online form.