Whether it was caused by a car accident, truck accident, ATV accident, or workplace accident, an injury that’s considered catastrophic is one that leaves a victim with permanent pain, disabilities, and difficulties that can dramatically interfere with his or her ability to work and live a normal life. People who suffer from catastrophic injuries may require long-term medical care and be unable to care for themselves without some form of assistance, whether it’s from family members or healthcare professionals.
Catastrophic injury victims suffer profound changes in their quality of life, and they and their families may be unable to afford expensive medical and living expenses—especially if their injuries are severe enough that they become disabled and are out of work for weeks, months, years, or for the rest of their lives.
At Matt Hardin Law, our Nashville catastrophic injury attorneys know that victims of these injuries are often hurt due to other people’s negligence and carelessness. If you or someone you know suffered a catastrophic injury in an accident that wasn’t your fault, you may be able to file a claim for compensation—and we can help you get the money you deserve for your accident-related expenses.
What Compensation Is Available for Catastrophic Injury Victims?
As the name implies, catastrophic injuries—which can include spinal cord injuries, brain injuries, severe burn injuries, amputations, organ damage, and sight/hearing damage—can affect almost every aspect of victims’ lives. Within moments, they can go from independent heads of a household to being disabled and unable to work and earn money to provide for their families. They also may face a lifetime of intensive medical treatments that their insurance may not cover.
Our legal team believes that innocent victims should never have to pay for accident-related expenses on their own. That’s why we fight to help recover money for things like:
Current medical costs
Victims of catastrophic injuries may incur huge medical bills for the initial treatment of their injuries. When injuries are severe and potentially life-threatening, victims need immediate transportation to hospitals, which can include expensive bills for things like ground and air ambulances. And when they receive treatment, they may need invasive and life-saving surgeries, which can require prolonged hospitalization. When you call us, we’ll review your initial medical expenses and make sure every treatment, medication, and visit is accounted for.
Future medical costs
Medical costs incurred in the immediate aftermath of a catastrophic injury may seem staggering, but the costs that victims will face in the months and years after their injuries can be financially devastating for their families. Victims may have to undergo frequent surgeries, physical therapy, psychological therapy, and prescription drug regimens that can drain their savings and put them on a path to debt or even bankruptcy. Our attorneys can calculate future medical costs and include that calculation in the claim we build for you.
Victims may miss several weeks or months of work after their accidents. And even if they have disability insurance, it’s unlikely that they will get their full paychecks for the work they missed. However, many catastrophic injury victims are too hurt and too disabled to go back to work in any capacity, even years after their accidents. That lost income can be disastrous for them and their families. We’ll estimate how much the accident has cost you in terms of current and future earnings, and we’ll make sure the insurance company knows those costs when we present your claim.
Pain and suffering
Expenses and losses like hospital stays, doctor’s visits, and lost wages are easy to calculate and quantify. But quantifying the losses that victims experience in their day-to-day lives and overall quality of life after catastrophic injuries are more difficult to determine. The term “pain and suffering” can describe chronic pain that makes it difficult to sleep, relax, or enjoy life, and disability that makes it difficult or impossible to take part in family activities and beloved hobbies. Insurance companies don’t always take these losses into consideration, but our legal team will fight for your right to compensation for the things your injury took from you.
Let Matt Hardin Law Build Your Catastrophic Injury ClaimWhen you contact us after suffering a catastrophic injury, we’ll review the facts and then begin an independent and throughout investigation into the accident. We’ll collect evidence and witness statements to determine if your injury was caused by another party’s negligence or carelessness. If so, we’ll document all the ways that the other person or party failed to uphold their responsibilities, industry guidelines, or the law itself.
Then, we’ll present your claim to the insurance company and request that you receive compensation for all your accident-related expenses. During this process, we’ll aggressively negotiate to make sure the adjusters don’t reduce or deny the settlement offer. If the insurance company still refuses to cooperate on a favorable outcome, we’ll represent you in court. It’s our goal to make sure you don’t suffer financially for an accident that wasn’t your fault.
To find out how we can put our two decades of combined experience to work for you and your family, dial complete a free online consultation form today.