Many auto accident victims are shocked when they get in touch with the insurance company after their crashes. They’re often facing huge medical bills and weeks or even months of lost paychecks, and the settlements that the insurance companies offer are rarely enough to allow those victims to make headway on their accident-related expenses.
At Matt Hardin Law, our Warren County car accident lawyers know that insurance companies rarely offer victims the amount of compensation that they deserve. And in some cases, they reject claims outright, leaving people who suffered injuries through no fault of their own feeling like they have no recourse and no options for paying their bills and keeping up with their living expenses.
Insurance companies rely on people who are in too much pain and too focused on their recoveries to fight back against these lowball settlements and outright denials of coverage. But our legal team believes that innocent victims should never pay for their own accident-related expenses out of pocket, especially when the crash was caused by someone else’s negligence—and that’s why we’re dedicated to fighting for their rights.
Commons Forms of Negligence that Result in Car Crashes
When our staff takes on a new auto accident claim, we immediately begin compiling evidence that shows the other driver was negligent or careless in their duty to drive safely. Proving the other driver’s negligence and the victim’s innocence is a vital aspect of making sure that our clients get the money they need.
Some of the most common forms of negligence that lead to accidents include:
Speed limits are clearly posted on roadways throughout the Bluegrass State, and when drivers exceed those limits, they become significantly more likely to cause accidents. We can investigate your accident and determine if the other driver was speeding by reviewing things like traffic camera footage, security camera footage, and even skid marks on the roadway. In some cases, the driver may be cited by police for speeding immediately before or after the crash, which can serve as valuable evidence.
Driving under the influence
Drivers who are intoxicated or impaired due to alcohol and drugs are major risks not only to themselves, but also to other drivers. These substances can cause symptoms ranging from poor concentration and lost coordination to blurry vision and difficulty staying awake—all of which are risk factors for crashes. Police frequently administer sobriety tests and breathalyzer tests to drivers who appear to be intoxicated or impaired after accidents, and we can use that information to help strengthen your claim.
Safe driving requires keeping your focus and attention on the road. Vehicles can travel the length of a football field in the time that it takes to read or send a single text, which makes distracted driving—particularly texting while driving—so dangerous. Our legal team can gather evidence that helps prove whether the driver who caused your accident was distracted, including timestamped text messages, emails, and other electronic communications that occurred just before the accident.
Following too closely
Almost all rear-end accidents occur because the driver was following the vehicle in front of them too closely. And while many rear-end accidents occur at relatively low speeds, victims can suffer severe injuries, including head, neck, and back injuries that can result in extensive pain and disability. Although it’s often assumed that drivers were following too closely when they cause rear-end collisions, we can review things like skid marks and traffic camera footage to prove to the insurance company that the other driver was at fault for the crash.
These are just a few of the most common forms of negligence that lead to accidents. Because our legal team has a combined two decades of experience helping injured car accident victims, we know that there are dozens of ways that a driver’s carelessness can lead to a crash, and we also know all the ways to prove it to the insurance company.
Don’t Settle for Less than You Deserve. Contact Matt Hardin Law Today
Trying to get enough money from the insurance company to pay for your current and future medical bills—not to mention your current and future lost wages—can be a difficult proposition when you go it alone. Insurance companies are staffed with teams of adjusters whose sole job is to reduce and deny claims. They’re professionals, and they know that victims are often in pain and hoping to get money fast for their mounting expenses.
It’s important to level the playing field by having a team of professionals in your own corner. Our Warren County car accident lawyers know the tricks that insurance companies use to reduce or deny claims, and we stay one step ahead of them throughout the process. Find out how we can put our experience to work for you and your family. Call us at (270) 282-0110 today. We’re ready to fight for your rights to the money you deserve.